Tired of all that junk mail filling up your mailbox? The two simple steps to stop junk mail for good!
How to stop junk mail
Much of our business has shifted from our mailbox to our Inbox, but that hasn’t stopped junk mail from filling up our mailbox. Junk mail doesn’t get opened in my household. Credit card applications, catalogs, and other offers go right to the shred pile. It’s not only a nuisance to go through all that unwanted mail, the offers put you at risk for
Junk mail doesn’t get opened in my household. Credit card applications, catalogs, and other offers go right to the shred pile. It’s not only a nuisance to go through all that unwanted mail, the offers put you at risk for identity theft. Those credit card offers are the most risk. Thieves love to get their hands on credit card offers to steal IDs.
While it’s my choice to use junk mail opt-out programs, junk mail is actually a controversial subject. If we all take these two steps to get rid of it, there will be less mail. The Post Office worries that will mean fewer jobs. Mail Moves America estimates 3.5 million jobs are tied to advertising mail, and a campaign launched to save the junk mail.
The Post Office is finding other revenue sources with the rise in online shopping, but junk mail is still important to some Americans who make their money sending it. I just want to point that out, because I always hear from the critics when I release these two easy steps to get rid of junk mail.
If you’re like me, and think it’s junk that just fills the landfill, here are two easy steps to get rid of junk mail. By the way, there are easy steps you can take to get rid of junk email too.
1. STOP PRE-APPROVED CREDIT OFFERS
To opt out of junk mail, you have to stop pre-approved credit card offers. Call 1-888-5-OPTOUT. You can also opt out online by clicking here.
This will get rid of any pre-approved offer whether it’s for insurance or a credit card. It will reduce your mail and reduce your chance of identity theft. Put these credit applications in the hands of a thief, and your ID can easily be stolen.
How long the stop lasts
When you opt out online, the opt out will last for five years. If you want to permanently opt out, you need to mail in a form that you can find online on the website above. If you opt out, and want to opt back in so you can get competitive credit or insurance offers you can opt back in online.
You will have to give your social security number because your social is linked to your credit score. Someone asked me a few weeks ago why the service can’t just use your address. While it seems like it would work, addresses change so often it would be hard to guarantee the opt out for several years, and it’s not your address but your social that definitively links you to the pre-approved credit offers.
2. DMA CHOICE MAIL PREFERENCE SERVICE
This one sounds like a mouthful, but it’s a handy tool that will remove your name and address from direct marketing lists like catalogs, magazines, etc. You can enroll online or by mail. The mail option will cost $1. Either way, Direct Marketing Association .
Then, sit back and wait. Within six to eight weeks, you should begin to notice less mail. DMA can take ninety days to take effect.
After three months have passed, begin saving any junk mail that’s slipping through the cracks. If it really bothers you, call that company and request that your name be removed from their mailing list. In not time, you’ll stop junk mail.