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Chip cards already falling apart

Our wallets are full of new, shiny credit cards with an embossed chip in the middle. It’s supposed to be the latest and greatest technology. A way to prevent fraud. That sales pitch alone helped me get through the pain staking process of changing my credit card with all my direct debited accounts. It’s a…

Dealing with debt collectors

Since the Consumer Financial Protection Bureau started it’s slowly broadened its scope addressing issues with additional financial products. When a consumer runs into financial issues and can’t pay their bills, debt collectors begin their calls. Debts are often sold to third party’s, and collection efforts can be intense. To make sure you are not taken…

Will you get a refund from Discover credit card?

  If you have a Discover card, you may have a refund on the way. Two federal agencies including the new consumer bureau ordered Discover Bank to refund millions of dollars to more than 3.5 million consumers. The investigation focused on deceptive telemarketing and sales tactics for “add-on products” like payment protection, credit score tracking,…