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Credit card

Credit / How To / Solving problems

Free Tool Helps Stop Debt Collector Calls

On July 15, 2013

Relentless calls from debt collectors irritate consumers. Even if you owe the debt, the collectors have to follow the rules. The Consumer Financial Protection Bureau is providing a free debt collection tool you can use to make sure your rights are not violated.

Consumer News

Will you get a refund from Discover credit card?

On September 25, 2012

  If you have a Discover card, you may have a refund on the way. Two federal agencies including the new consumer bureau ordered Discover Bank to refund millions of dollars to more than 3.5 million consumers. The investigation focused on deceptive telemarketing and sales tactics for “add-on products” like payment protection, credit score tracking, identity theft protection, and wallet…

Consumer News / Consumer Tips / Saving money

Publicizing your purchase to save money

On March 15, 2012

Retailers are looking for new and creative ways to advertise as mass media shifts from television and print to online. Social media plays a huge role in making nothing — something. Tweets, re-tweets, and shares on Facebook are great ways to expose a new product or service to potentially new customers.  Special promotions are often offered to followers or those who…

Consumer News / Consumer Tips

Google wants your phone number — why?

On March 13, 2012

Google recently changed its privacy policy combing more than sixty policies into one. The updated policy also allows Google to more directly target ads to your specifications. The change only impacts users who log into one of the Google services, but it still sparked criticism. So, imagine the surprise of some users when Google began asking for phone numbers. Several companies…

Coupons / Freebies / Ripoff alert / Saving money

Deal or no deal? How to spot a fake offer

On February 8, 2012

Looking for a deal? How about this hot site offering prizes like an iPad for $39.99? Or, having trouble paying your mortgage? How about a loan modification. The ModExperts offer a guaranteed loan modification. While I’m always looking for deals, I can assure you these are not deals. They’re scams setup by the Massachusetts Office of Consumer Affairs and Business…