Free credit score?

When consumers get their credit report for free, some are surprised it doesn’t contain their credit score. The three digit score is a staple in the consumer financial industry, yet it doesn’t come with our free credit reports. It’s mystifying, but the excuse has always been that as long as your report is clean your…

FTC shuts down “Rachel” from Cardholder Services again

In an ideal world, you should no longer hear from “Rachel” with Cardholder Services. The Federal Trade Commission disconnected the lines for five operations the FTC says were responsible for making these Rachel calls. Do I think the calls will stop? Unfortunately, no. It’s the harsh reality of robocalls in 2012. The FTC is getting 200,000…