Wedding decorations on a budget

Decorations and centerpieces for a wedding can get really expensive, but they really make a difference. I think decorations spice up a room. Most venues are a little plain. Sometimes there are no windows and the carpeting is dark. Decorations and bright centerpieces will add some pizzaz, and you can do it without breaking the…

Costco offers home mortgages

Toilet paper, meat, clothing, tires, and now a mortgage? You can buy it all at Costco. The warehouse giant is now entering the home mortgage business. You can get a new loan or refinance your old one. Costco advertises savings of $5,000 over the life of the loan. If you’re an Executive level member, your…

Do you really understand your mortgage?

You may have avoided foreclosure or a delinquency, but do you really understand the terms of your mortgage? For those who didn’t avoid a foreclosure, some blame poor rules, bookkeeping, and recordkeeping for the foreclosure. The Consumer Financial Protection Bureau (CFPB) wants to make the fine print and legalese more clear to consumers. The CFPB…

Consumer factoids: how we spend our money

Time put together an interesting list of random consumer factoids about how we spend our money.  They took all the facts and trends that are reported each year by various sources and compiled them into one fascinating list.  Some I agree with, and others I don’t — especially a recent survey that found owning a…

Do you know what’s in your home?

The water rushed into homes throughout Northeast Ohio in an instant. By the time we all awoke, we found inches of water in our basement. Everyone I spoke to today either had water inside their home or knew someone who did. We were lucky the ankle deep water finally drained and most of our belongings…